If you're new here, make sure you signup to win a free copy of Debt Cures. You can read my reviews of Debt Cures here you may want to subscribe to my RSS feed and get updates on Debt Cures. Thanks for visiting!

Hello-

You are visiting this site because you want to get out of debt, you’re tired of paying your credit cards each month and seeing very little results. You want to know if Kevin Trudeau’s new book - Debt Cures can help. The reviews are mixed. You may need more than this book to help you get what you what.

Tell me if any of this sounds like you?

You see your credit card bill each month and you make a payment of $300 only to see that over $200 of it goes to pay your interest charges. Your balance barely goes down each month.

You never seem to catch a break and get ahead. You work so hard and just keep going in circles. You struggle and try so hard to get more from life.

You’re tired of not being able to realize your dreams of buying a house of your own because you have so much credit card debt that never goes away.

There is help available.  And they have helped over 4.5 million people become debt free.  They can help you too become debt free.

Click here to get out of debt starting in 10 minutes. Get a free debt consolidation quote and see how much you can save.

You’ve probably seen their commercials on TV, they are one of the leading Debt Consolidation companies around.

You can check them out with the Better Business Bureau here

CareOne Credit Counseling can discuss with you your options for paying off your debts, lowering your monthly payments, lowering your interest rates, waiving your late fees, and stop debt collector calls.

If you are having trouble getting the credit card companies to work with you, this is where you can use the expertise of a company like CareOne to work for you.

Click here for CareOne

Thanks for reading,

Have a great day!

-Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures

Hello-

Since starting this site about Debt Cures and offering reviews of Kevin Trudeau’s Debt Cures book, I’ve done research and learned much more than I already knew about what it takes to get out of debt and improve your credit.

Starting today, I wanted to offer you some of what I have learned.  I have compiled the tips I’ve learned and articles I’ve found and put them all in a 30 day course and I wanted to give it to you for free.

All you have to do is enter your name and email address and your biggest question or problem about getting out of debt or improving your credit and you’ll start getting the free lessons.

Then, for the next 30 days, you will get an article or tip on managing your debts, improving your credit, starting a budget and sticking to it, and saving money when you think you have nothing left in your paycheck to save.

So just sign up below and confirm your email address and you’ll get the first lesson.

Thanks and have a great day!

-Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures

Hello-

By visiting this site you want to know more about Debt Cures and Kevin Trudeau. If you check out the reviews on Amazon, you will see that this book has many negative reviews. That’s not a good sign if you are trying to get out of debt.

However, there are other products and courses available that can help you eliminate all your debts and actually turn them into wealth.

One such course that over 1 million people have used to eliminate their debts is from a gentleman named John Cummuta. He has created a course called Transforming Debt into Wealth.

Many people who visit this blog say they have no extra money to pay off their debts. John has been able to show any one with any income level how to pay off all their debt with their current income.

Click here to learn more about transforming your debt into wealth

What I believe the best part of John Cummuta’s Debt to Wealth course is that he offers a double your money back guarantee.

Check out the guarantee:

“I’m so confident in the value of my Transforming Debt into Wealth® course that I will give you an entire year to try it and if you aren’t satisfied for any reason at any time during that year I will pay you the $39.95 back PLUS another $39.95.

Try getting your money back from Kevin Trudeau and his Debt Cures back. It’s like pulling teeth.

So if you want a course that has been proven for over 5 years to help people get out of debt with their current incomes, check out Transforming Debt into Wealth

Have a great day!

-Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures

Hello-

Reading the reviews on Debt Cures over on Amazon, KT’s book is not getting very good reviews. Many of the people are going over his criminal record instead of the merits of the book itself. I don’t blame people for doing that especially if they were involved in some of his scams. But it kind of skews the reviews of the book and if it can help people get out of debt.

Today, I wanted to share some info about paying down your debts. I have some tips on paying down your credit cards and then I have some tips for paying down your mortgage.

How to pay down your credit cards

You cannot expect your credit card debt to vanish overnight in most cases. Paying down your debts is a process that is going to take some time. As long as you maintain your spending discipline and stay committed to getting out of debt, you’re more than halfway there.

You want to take the initial steps to getting the lowest interest rates possible on your credit cards. The only way you are going to get a better interest rate is to ask for it. There is nothing wrong with asking. Be persistent in your request too. Don’t just ask once and give up.

Debt Cures has some examples of how to reduce your interest rates on your cards.

Another way is to see if you can negotiate some of your debts down in the first place. Say you have $20,000 in debt but can settle your debt down to $15,000 or even $10,000 how much faster could you get out of debt? Check out this post for more about debt negotiation.

By now, you should know that you need to pay more than the minimum on your monthly payments. If you come into any extra money in the month, use that to pay down your debt. Make an extra payment to your credit card. With online payments available with most credit cards, this should be easy. You don’t have to write a check and mail it. You just log into your account and make that extra payment for $20 or $100.

I received my Discover card statement the other day and it had 4 payments on it. One was for the regular payment amount and there were 3 other payments - one for $30, one for $27 and one for $19.61. I kid you not.

And those little extra payments can add up.

If you think you don’t have any extra money to pay to your credit cards, you need to get creative. You can sell some of your unwanted or unused clothes, electronics, books, etc on eBay.

Just the other day my girlfriend sold one pair of her jeans for $60 on eBay. And they were used.

If you have any type of writing, programming, editing or designing talents, you can also do some freelance work to supplement your income.

Another idea to consider is to stop contributing to your investment accounts and use that money to pay down your debt. If you pay down your credit card that charges 15% interest, that’s just like investing and earning 15%. With the stock market the way it is now, that’s a nice return.

Those are some tips to help you pay down your debt, now let’s talk about your mortgage…

How to pay down your mortgage

There are only a few ways to pay down your mortgage faster. You can make biweekly payments which will basically mean you make the equivalent of one extra payment a year. Using this method, you could potentially pay off a 30 year mortgage in about 24 years. Here’s a biweekly payment calculator if you want to check it out.

You don’t want to pay a setup fee or any other type of fee to get this setup. Or I should say, you SHOULDN’T pay any type of fee to your mortgage company to do this. See if you can setup automatic withdrawal out of your account every two weeks to pay your mortgage.

Another way is to just add more money to payment to pay down the principal on your mortgage. If your mortgage payment is $1000, add an extra $50 or $100 to your payment and put a note that it is to pay down the principal.

The last way is to make sure you get the best interest rate in the first place with the lowest fees. Shop around, comparison shop and negotiate hard to get the best deals on your mortgage. In theory, you’re going to be there for 30 years so try and get the best deal you can. If it makes sense to pay extra to lower the interest rate then do so. I did this when I bought a home and it made sense to pay and extra $500 or $1000 to lower the points on my rate.

Another thing to keep in mind is that once you’ve paid off your credit cards and have some extra cash flow, it will be much easier to apply more to your mortgage payments so you can get it paid off quicker.

Let me know if this post has helped you, I appreciate any and all comments, good or bad.

Thanks for reading and have a great day!

-Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures