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Hello-

One reader, NODebt, sent in a cliff notes version of his review of Debt Cures. This is suitable for anyone who does not want to read the 4 part review I did of the book. Thanks, NODebt.

Here is a short review of Debt Cures They Don’t Want You to Know About:

Personally I kind of like Kevin - think he does care about people but this book is a complete waste of money. I read the entire book in 1 hour because practically all of it is just stupid stories explaining the problem. We already KNOW the problem Kevin! This book might be good for young school-age kids but that’s it. Save your money.

Here’s the “secret” information offered in the book.

The banks are out to get you! No c$%p! We know they’re just a bunch of greedy b&*%$ds with the ethics of a sewer rat

Get a copy of your credit report free every year - of course.

Don’t admit to any debt.

Cry “Identity Theft” to erase charges (now be ethical)

Draft a financial statement showing you have negative equity (net worth) and cannot pay - show to creditors; they may make a deal.

Ask for a credit limit increase - Wow! pure genius!

Ask for a lower interest rate - Whoa! that’s crazy!

If your FICO score is less than 619 you are high risk. >= 661 is OK

Better your FICO score by asking a friend or relative with GOOD credit to simply add you to their card. Make sure that company reports you to the credit agencies - some don’t. Not a bad suggestion

Most states have a statute of limitations on debt after which it cannot be legally collected. Most states are 6 yrs, some as low as 3. Check this link:
www.cardreport.com/laws/statute-of-limitations.html

Get a secured credit card (you borrow against your own money) duh!

Get a small installment loan and pay off - duh!

FREE money! Visit www.Grants.gov, www.fundsnetservices.com, www.foundationcenter.org, www.kn.paceball.com, www.sba.gov, www.womensbusinessgrants.com, www.fns,usda.gov/cnd/lunch (free school lunch), www.idanetwork.com (money matched savings for home, etc. sounds interesting), www.energystar.gov (tax credit)

There’s more stuff of course but that’s really about all you get for your $42.

Now go get out of debt and stay that way!

Thanks again NODebt.

Have a great day,

Adam

Debt Cures Reviews

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Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

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Hello all-

People keep sending in comments asking about their orders and sending me comments as if I was Kevin Trudeau and Debt Cures. This is a review site of Debt Cures, this is not the official Debt Cures They Don’t Want You to Know About site. That site is www.debtcures.com, this site is www.debtcuresreviews.com.

www.debtcures.com is Kevin Trudeau’s site where you can buy his book. I would actually recommend you buy it there instead of over the phone where you can easily click what you want and what you don’t want and not have to deal with the phone reps who have to pitch you all those upsells because it is there job.

If you have a review of Debt Cures you would like to share, you can send that in and I will post as many as I can. If you have a question about a book order or want to order the book, go to www.debtcures.com

Thanks and have a great day,

Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures

Hello all-

I came across this article and wanted to share it with you because I believe much of the debt we have is because we do not make enough money. So when there is not enough money to pay all the bills we resort to using credit cards to pay our other bills and then we get deeper into debt. This article is not so much about making money, but rather tips on what successful people do. I believe we can learn from people that have greater financial success than we do and we can one day be like them if we follow the principles of success.

Here’s the article:

Eight Secrets of America’s Millionaires

By Dr. Steve Sjuggerud

Make sure you read the book The Millionaire Mind, by Thomas J. Stanley… and you can see how your financial habits stack up to America’s most financially successful people.

After interviewing more than 1,300 millionaires for this book, Stanley found eight common elements of long-term economic success:

#1. Honesty, hard work, integrity, and focus. These millionaires understood the key success factors our economy rewards: Being honest with everyone you deal with, hard work, integrity, and focus. Top of the list was “being honest with all people” – even above hard work.

#2. Academic performance doesn’t determine financial success. The average millionaire graduated college with a 2.9 GPA – and that’s if they even graduated.

#3. Have the courage to take some financial risk. This doesn’t mean taking all of your “safe” money and putting it into an options trade. It simply means that, with a small portion of your overall portfolio (less than 5%), you should have exposure to investments pose a higher risk, but offer higher reward. If a higher-risk investment does go against you, there’s an easy way to keep your losses small – see Don’t Lose Money in this report for more on how to do that.

#4. Pick a job that is not only unique and profitable; pick one you love.

#5. Be careful in selecting a spouse. People who are economically productive married men or women who shared the same characteristics of success.

#6. Operate an economically productive household. Most millionaires live below their means. For example, they prefer to repair or refinish things, rather than buy new. They believe that financial independence is far more important than displaying high social status.

#7. Follow the lead of millionaires when buying a home: Study, search, and negotiate aggressively.

#8. Adopt a balanced lifestyle. Many millionaires are “cheap dates.” In other words, it does not take a lot of money to enjoy the company of your family and friends. They allocate their time, money, and energy efficiently, in ways conducive to building wealth.

For example, most millionaires operate their households on an annual budget. They know exactly how much they spend each year on food, clothing, and shelter. Also, millionaires in general have a clearly defined set of daily, weekly, monthly, annual and lifetime financial goals. They spend more time than non-millionaires planning their financial futures.

So… contrary to the popular wisdom about the rich, millionaires in America generally are honest people. They set firm financial goals for the long and short-term. They value their marriages. And they value life’s experiences and the company of their family and friends over expensive “stuff.”

What a refreshing revelation – that these are the core values of achieving true wealth.

–End

Let me know what you think. You don’t have to live lavishly, you don’t have to have all the latest gadgets and gizmos. You don’t have to drive the latest cars.

I’d be interested in hearing your thoughts.

-Adam

Debt Cures Reviews

Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures

Source: Daily Wealth

Hello all-

Thank you everyone who keeps posting their thoughts and comments about Debt Cures. I am going to try and answer some of the questions or point you in the direction of where to get the answers.

Katherine asked: “Can anyone tell me where and how to receive free grants from the government for real estate investing or for personal use, for paying off my debts. I hear alot of people say they get free grants, but how does one go about finding the right one? How to you fill out the forms?”

Thank you for your question Katherine. I posted about getting the free grant money here and here. Grants.gov is going to be your free resource for all you need to know about grants. It is going to take a lot of work to get a grant. But the money is there.

Brandi writes… the two “magic words” are IDENTITY THEFT.

Yes, the 2 magic words are identity theft. This is the fastest growing crime in America. This can ruin your credit faster than you can do by yourself. You do not want to be a victim of identity theft. So by Kevin Trudeau hyping these two words up in the infomercial, it gets your attention. This is where credit monitoring can help you. Or a company like LifeLock.

Tiffani posted a good comment about getting out of debt. Thank you Tiffani. Now, I want to offer my opinion about one of your statements, “Kevin is just plain wrong. For most of us we are in over our head so far that it is not feasible to put 10% in savings and then pay creditors. There isn’t enough money to do both.”

The idea is not to put 10% in your savings. Ideally, you want to put it in an investment account or a 401k at work. If you put it in your savings, it will not grow. If you put it in stocks and other investments, it will grow much more than in a regular savings account. When you have it come of your paycheck automatically, it comes out pretax so the actual effect on your paycheck is minimal.

If all you worry about is paying your current bills, then what and when will you start to save for your retirement or for your kids’ college expenses? Start small. Have 2-3% or so taken out for a 401k plan and then see how much it affects your paycheck. Then increase it incrementally up to that magical 10% amount.

You also want to do this to take advantage of any company matches to your retirement account.

Renee asked a couple of questions about lowering your credit card interest rates. Thank you Renee.

“My question is, does KT actually tell you what to say to the credit card companies to get them to lower your interest rate. I have had a good credit score for a while, but lately it seems that the CC companies are raising my interest rates just because they can. In the past I have asked some of them to lower my interest rate; one company lowered it about 1%, and others have told me no, they cannot, and their supervisor can’t lower it either because the increase is computer generated. That sounds like a bunch of bologna to me, but I don’t know what to say to them beyond just asking them to lower my interest rate.”

Tell them to lower your rate! And then tell them again! Point out that you are a good customer, point out that you have made all your payments on time, point out all the other better offers you have received lately in the mail and ask if they can match it. If they do not respond to your first request, hang up and call back again and again. KT says to call back until they do what you want them to do. You can threaten them to take your business to another company if they do not lower your rate. Basically, you have to be persistent about asking them to lower your rate. Thank you Renee. Hope that helps.

Leah asks:

“I just have one question though, in the infomercial KT says that in the book he will tell you where to get a million dollar in business credit but I didn’t see anyone mention it. I just thought with such a big claim someone would have mentioned it.”

Thank you Leah. He does not give the specifics about how to do this in Debt Cures. He mentions it on the Bonus CD. But still does not give the step by step process. But, I did find some resources to get more information as I was also interested in getting business credit. Here’s one and two.

One last question for this post and it’s from Quentin. Thank you Quentin.

“Can You really get money in 24 hours like 10000 dollars is it true?”

Yes, you can as long as you have rich friends. He says do whatever you can to borrow money. Friends and family usually charge cheaper interest rates than a bank will. He also suggests borrowing from your home equity which many people already do.

That’ll be the end for this post. I will try and post more questions about Debt Cures so keep sending them in.

Thanks,

Adam

Debt Cures Reviews