Why I like Debt Cures

If you're new here, make sure you signup to win a free copy of Debt Cures. You can read my reviews of Debt Cures here you may want to subscribe to my RSS feed and get updates on Debt Cures. Thanks for visiting!

Hello-

This post will cover a few reasons why I like Debt Cures from the lovable Kevin Trudeau. (Before I forget, there are only a few days left to enter to win a free copy of Debt Cures. Click here for more info)

I keep seeing the infomercial late at night talking about how the banks and credit card companies are out there to ruin us and keep us in debt for the rest of our lives. This is true, they would love it if we stayed in debt and kept paying them interest charges every month along with a few $39 late fees and over the limit fees.

The credit card companies would also like it if we didn’t call them and asked for a lower interest rate or took advantage of a low rate balance transfer offer. The less we know about personal finance and how much things cost with all the interest charges the better the banks’ profits and the more debt we have.

One of the new reasons I like Kevin Trudeau’s latest book Debt Cures is because it gets us talking and credit cards and debt. It makes us more aware of the problems and how the odds are stacked against us when we get in debt. The book may not offer miracle cures to solve all your debt problems and no other debt book will be able to do that either but it does provide some valuable information to help you understand more about debt and ways to rid yourself of it.

The infomercials are on just about every night so anyone up late at night is going to see the commercial several times. It may just motivate you to call your credit card companies and ask them to lower your interest rate. And they just might. If they don’t want to reward you being a good customer then switch to a bank who will. There’s no need to pay 27% interest when you can get it at 13% or 9% or even lower.

Make the calls, write the letters, do the research and get your rates lowered.

If you have old debts, see if you can get some of them reduced or eliminated with the statute of limitations in your state.

You can read about some of Debt Cures’ other tips in my reviews of the book:

Kevin Trudeau’s Debt Cures Book Review Part 1

Kevin Trudeau’s Debt Cures Book Review Part 2

Debt Cures Review Part 3

Does Debt Cures provide a ‘cure’ for your debt problems?

You can also check out other debt related and personal finance books

Let me know your thoughts and comments about Debt Cures. Positive or negative, all are appreciated.

Thanks and have a great day!

-Adam

Debt Cures Reviews


Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures


6 books to help you get out of debt

Hello-

Not sure if you want to buy Debt Cures with all the negative reviews it has? Or want to expand your reading and get a different point of view for getting out of debt? Here are some books that I have and recommend to help you get out of debt and increase your income.

The way I see it, it is easier to make more money to pay off your debt than it is to just try to pay down your debt with your current income. That’s why some of these books are about making money in addition to getting out of debt.

The first one is Dave Ramsey’s Total Money Makeover. Several people have commented they enjoyed this book and it has helped them with their debt problems.

Dave Ramsey's Total Money Makeover

The Wealthy Barber is an easy to read personal finance book. He tells a story with likable characters about how to get out of debt and how to build wealth slowly. Most of us don’t have enough money to build wealth quickly so most of us would fit into this category of building wealth slowly.

the wealthy barber

The Richest Man in Babylon is one of those classics that provides the timeless secrets of success that we long for. It uses parables to tell the story of how to spend less and how to save money for the future. I’ve read this one several times and thoroughly enjoy it each time.

The Richest Man in Babylon

The Millionaire Next Door is one that really opened my eyes to what millionaires really live like. They don’t all have to have the fanciest cars and biggest houses. Some of them live quite simply and are happy living on less even though they are millionaires. So if you thing you have to show off your wealth then think again. This book will teach you about saving money and earning money. Highly recommend it.

The Millionaire Next Door

Secrets of the Millionaire Mind is similar to The Millionaire Next Door but it mainly deals with how you think about money. If you have a negative connotation when you think of money then you need to get this book. It will help you see that money is not evil. Wanting more money is not evil.

Secrets of the Millionaire Mind

The Wisdom of Andrew Carnegie as Told to Napoleon Hill contains the 17 principles of success that were briefly mentioned in Think and Grow Rich but expands on them. It contains more details about how to get what you really want and it’s more practical than The Secret.

The Wisdom of Andrew Carnegie as Told to Napoleon Hill

Those are my beginning books on getting out of debt and making more money. Each one can help you improve your thinking about money and your handling of it.

If you’re looking for an alternative to Kevin Trudeau’s Debt Cures, then I would suggest picking up a few of the recommended books. You could also see if they are available at your local library or even at a half priced book store.

Send in your comments if you have other recommendations of comments about any of the books mentioned.

Thanks and have a great day!

-Adam

Debt Cures Reviews


Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures


Win a free copy of Debt Cures

Hello-

How would like your own copy of Debt Cures?

Debt Cures

How would you like a free copy without paying the $42 or so it costs to get it shipped to you?

I am going to run a contest and give away a copy of Debt Cures They Don’t Want You to Know About

All you have to do to enter is signup for my free newsletter. It costs you nothing. This contest will run until January 31st, 2008.

On February 1st, I will randomly draw a winner and email them for their mailing address so I can send them their copy of Debt Cures.

Click here to signup to win a free copy of Debt Cures

Thanks,

-Adam

Debt Cures Reviews


Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures


Do not buy Debt Cures until you read this

Hello-

Do not buy Debt Cures from Kevin Trudeau until you read this. In a previous post, I pointed out some of the positive features of the latest get out of debt book. This post will point out some of the negative features of Debt Cures They Don’t Want You to Know About.

Before I do that, I wanted to say thank you to all of you who continue to post your comments. Those are much appreciated. Keep sending them in.

One of the main issues with Debt Cures is the whole ordering process. You have to call a telemarketing company and order the book. The representatives you have to speak to are paid to try and sell you more items when you call to order. They are just doing their job. I have nothing against them. I actually used to do that a long time ago.

So the first point is that if you want to order the book, order it online at debtcures.com

You’ll have a much easier buying experience and you will be sure of what you are ordering. You won’t have to worry about any hidden charges on your credit card bill. Because I am assuming you are going to order this book with your credit card. Ordering a book on getting out of debt with a credit card. Kind of ironic isn’t it? Someone also pointed this out as well. Lol.

Now, let me post some negative comments about Debt Cures that ya’ll have sent in. (Yes, I’m from Texas and I say “ya’ll.”)

Mary K. Anderson, thank you for sending this in:

“…So far I am not impressed with the repetition of the credit card information in the book, it is nothing we have not heard over and over. I was hoping for a book of knowledge that would give me some new help with credit card grant info. Most people do not want to help when it come to cards with cash advances and that is my situation. At this point, I am most likely going to take advantage of the 30 day return policy, who needs two disc. I was not informed they they were going to be $39.90 on my account. Full disclose, Mr. Trudeau, I believe you need to teach your telemarketers the law. Good Morning America and other television stations that helped promote your book will not be happy to know what is going on with the sale of this book. They pride themselves on promoting quality products and not people trying to sell you everything but the kitchen sink when you call to order. Especially when they do not disclose the full price…The price is excessive and I would now have ordered one let alone two if they were not included in the book…”

Thank you again for sending this in.

Scott sent in several good comments about his review of Debt Cures. Thank you Scott. Let me share part of one with you:

“Almost finished reading the book. Only about 20 pages left. To anyone that plans to get it, read it or have read it, let me tell you. I had 6 cards that I went through settlements with. And my wife had a large balance on a card that she was trying to deal with. I’ve been through it and I knew a lot of this stuff in the book. Let me tell you, none of this stuff is guranteed. You are at the mercy of the card companies, depending on how much of a balance you have and how bad they want that money.

Most will not negotiate with you.

Call them to simply lower your interest rates? Ha! That’s a good one. It didn’t work for me. You have no leverage once you’re buried in debt. Why should they? You can’t apply for a new card to transfer the balance.

Wait for the statute of limitations to run out? I’m saying in this day and age, in most states, you can forget about that option. In Illinois, it runs out in 5 YEARS! That’s a long damn time. I got away with not paying for 2 years as I was saving for settlements on my cards….but barely 2 years. Almost 2 years to the date, my card with the highest balance proceeded to sue me and I got a summons to go to court. My wife on the other hand, WAS TRYING to work with Discover through credit counseling and was paying large amounts each month. They weren’t happy with this amount and flat out refused to take it. They wanted more and so they weren’t paid for 2 *MONTHS*, because they refused the amount she was paying!! Which was over 200 dollars!! The THIRD month we got a knock on the door. Guess what? Court papers from Discover’s attorneys. You’re going to court to get a judgment. Kevin seems to conveniently leave out what they will actually do and then what you’re supposed to do. Think they’re afraid of going to court because of attorney’s fees? Hell no! Because they can stick YOU with them! LOL!
Then, what if your family doesn’t have the money to bail you out or doesn’t want to add your name on their card?
The book does not ‘completely’ deal with reality, IMO. But it doesn’t hurt to try I guess.”

Thank you again Scott for your comments.

Jenny offered her comments on Debt Cures, she has inside experience because she works for one of the telemarketing companies. She offers a few tips on dealing with KT. Thank you Jenny:

“As a current employee of a call center that takes calls for all of KTs products, believe me when I say most of us HATE taking his calls. The upsells are overboard and all his information you can find free on the internet. Or better yet, get it cheaper off of amazon or free from the library. He’s a crook and is being investigated by some states. He’s only out to get your money.

If you do decided to call and order, simply state “If you offer me anything else, I will cancel” Those are the magic words to get to the end of the call. That also goes with anything you buy from a commercial.”

The book is not available at Amazon yet but KT tells us that it will be. Thank you again Jenny.

I’ll end this post with one last word of warning from Sam. Thank you Sam for sending this in.

“WARNING!!!!!! This is a red flag! I ordered Trudeau’s Debt Cures in order to help get my life back on top and guess what? It didn’t work! Some of the stuff in the book, like getting that $10,000 dollars overnight- you are borrowing it from yourself IF you have stocks. There was only one good thing I learned from that book and it was the amount of time that the average person doesn’t know about write offs for debts ; ie after 4 years in California they write off the amount on whatever (Credit cards, etc.). I went to return the book and they sit on their butts and don’t get the refund to you when it is due! I waited two- three weeks for my refund to show up and it was only when i called that they refunded the amount and then i had to wait an ADDITIONAL three business days! In all honesty this confirmed my thoughts on paid programming; IT’S ALL A SCAM. Don’t buy this book, if you do a little research you can find out everything yourself.”

Thank you again Sam.

So after reading all these comments, should you buy Debt Cures? I have and have not regretted my purchase. It has some merit and is worth taking a look at even if you have to go through the hassle of ordering it over the phone.

Here’s another reason why I would still recommend it:

“Kevin:

My wife purchased your book Debt Cures last month, and she wanted me to read it to see what we could do about our overwhelming credit card bills. I found the chapter that told us how we can talk to the companies and “ask” to lower the interest (apr) on the cards. Well it worked. Bank of America had a rate of 29.75 percent and they lowered it to 5.75% for 5 years. We also lowered the rates on 3 other cards we have….much lower than what we expected. Thank you “Debt Cures.”
It sure made Momma feel good…and me too!

Vendel & Gwen Jeffries”

That one phone call will save the Jeffries several thousand dollars in interest alone - all from buying KT’s book.

Thank you all for sending in your comments and reviews of Debt Cures. Keep them coming.

Have a great day!

-Adam

Debt Cures Reviews


Click here for a Free Debt Consolidation Quote

Recommended Resources:

Debt Cures Alternative
Looking for a better option than Debt Cures? Check out John Cummuta's Debt to Wealth program. Click here to get out of debt

Can't pay the bills anymore?
Get 100% online debt relief. Click here for more info

$1,500 in your bank account in 24 hours
Save your home with a small loan today. Get $1,500 loaned to you today Click here for more info

Making Money Online for Newbies
Want a way to make money online, even if you're BRAND NEW to Internet marketing? Here's an easy, 100% legal and proven way to make money fairly quickly. Click here

ads by Debt Cures