• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

How To Become Debt Free In 2012

Happy New Year! Can you believe it’s 2012 already? Are you ready to become credit card debt free? You don’t have to fantasize about getting rid of your debts. You can actually do something about it instead of looking for the latest “debt cure” out there on late night TV.

You don’t have to struggle anymore to make the minimum payments on your credit cards. You can be free from your credit card debts once and for all.

You don’t have to be unhappy anymore because you cannot afford to travel and see the world or start that small business you’ve always dreamed of.

You don’t have to blame the sluggish economy for your financial woes. You can actually use that to your advantage. Foreclosures and bankruptcies are up.

You need help paying off your credit card bills and this debt relief solution may be the answer you are looking for.

What am I talking about?

Credit card debt forgiveness.

Debt forgiveness is when your creditors agree to forgive your entire outstanding balance for a small fraction of the total owed. This does not involve bankruptcy. This is totally legal.

How fast can it work?

You can be completely credit card debt free in 12 to 18 months on average. Sometimes less and sometimes more.

Debt forgiveness is better than credit counseling because you do not have to pay back the full balance owed. Credit counseling can take anywhere from 24 to 60 months to complete.

Resolving your debts this way is also better than filing bankruptcy because you still have to pay back most of what you owe with chapter 13 and you may not qualify for chapter 7 if you earn too much money.

Imagine having the huge burden your debts have had on you lifted off your shoulders. Imagine the emotions you will feel when you see your credit card balances at $0.00.

You can start down the road of becoming credit card debt free in 2012 with a free no obligation consultation

If you are deeply in debt this may be your best chance of digging yourself out from under it.

You have nothing to lose by getting a free debt analysis and seeing how much you can save.

Make a resolution now to get the help you need to get your life back. Become debt free in 2012.

This may be the best debt cure out there that doesn’t cost you a thing to get started.

Here’s to a start of a great New Year!

-Adam

Debt Cures Reviews

Credit Card Debt Cures

If you are tired of all the lies and scams and want the honest truth about how to get a handle on your credit card debt and get rid of it once and for all, you need credit card debt cures. Learn how a father of 2 paid off $100,000 in credit card debt without bankruptcy, debt consolidation, credit counseling, debt settlement, or debt negotiation.

You can learn the secrets to paying off your credit card debt fast and use the banking rules against them.

Visit credit card debt cures before it’s too late.

-Adam

Debt Cures Reviews

Consumer Credit Counseling Fails 75% Of The Time!

Non profit Consumer Credit Counseling is another popular debt relief method but you should know the facts about this so called solution. Consumer credit counseling and debt consolidation are grouped together and they have an abysmal failure rate. You can expect to NOT complete a credit counseling program 3 out of 4 times. That is a 75% failure rate. You can read about the statistics here.

So that rules out chapter 13 bankruptcy, debt consolidation, and non profit consumer credit counseling as debt cures for your personal unsecured credit card debt.

There are better options out there that have proven results for eliminating your credit card debt.

What does work?

Do it yourself debt settlement.

“With the ZipDebt program, within the 6-12 month coaching period, 71% of clients report full success with the program, 78% or more report being at least halfway done with their settlements, and 94% report at least one settlement.”

You can use debt negotiation and debt settlement to drastically reduce your balances. You can do it all by yourself without hiring a debt settlement firm and you can do it over the phone. You don’t need a credit card debt settlement letter. Letters through the mail take too long. You can get the best settlement offers over the phone.

So if you are experiencing high credit card debts and you are struggling to get by, you owe it to yourself to learn more about settling your own credit card debts. It’s the cheapest option and the one most likely to succeed. Much better than chapter 13 bankruptcy, debt consolidation and consumer credit counseling.

It worked for me to the tune of $43,250 settled for $13,054 on 3 credit cards and reduced a 4th balance from $10,160 to $7778 with a 1% APR interest rate for 5 years.

This is the best Debt Cure I have found and it can work for you.

Let me know if you have any questions or comments below.

Thank you,

Adam

Debt Cures Reviews

Chapter 13 Bankruptcy Fails 67% Of The Time!

Hello-

I just finished reading an excellent blog post on the Zipdebt blog about the various success rates of the popular Debt Cures: bankruptcy, credit counseling, using a debt settlement company and negotiating your own debts. The most surprising results were that using a debt settlement company fails over 66% of the time, using credit counseling fails 75% of the time, and bankruptcy fails 67% of the time!

What does work?

Do it yourself debt settlement.

“With the ZipDebt program, within the 6-12 month coaching period, 71% of clients report full success with the program, 78% or more report being at least halfway done with their settlements, and 94% report at least one settlement.”

No other debt settlement program can claim such high success rates.

You can settle your bad credit card debts for 33.4% on average, compare that to 40% to 60% the debt settlement firms advertise.

So if you are experiencing high credit card debts and you are struggling to get by, you owe it to yourself to learn more about settling your own credit card debts. It’s the cheapest option and the one most likely to succeed.

It worked for me to the tune of $43,250 settled for $13,054 on 3 credit cards and reduced a 4th balance from $10,160 to $7778 with a 1% APR interest rate for 5 years.

This is the best Debt Cure I have found and it can work for you.

Let me know if you have any questions or comments below.

Thank you,

Adam

Debt Cures Reviews