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Hello-

In Debt Cures, Kevin Trudeau devotes only 5 pages to getting out of debt using debt negotiation. He also mentions that this is an effective way to eliminate up to 40-75% of your credit card debt.

Debt negotiation is the process of settling your debts with your credit card companies. You may also hear it called debt settlement.

I wanted to give you some more information about debt settlement and debt negotiation so you can see if this would help you get out of debt without having to go through bankruptcy. Many people have left comments about having so much debt that they are considering bankruptcy.

Using debt negotiation may be a better way out of debt without bankruptcy.

Debt settlement is a process to eliminate all your outstanding credit card debts for less than the amount actually owed to the creditors. And when it is done properly, debt settlement can reduce your unsecured debts by 40% or more. Debt settlement is an ethical and honorable approach to avoiding bankruptcy.

Who is debt settlement for?

It is for people who want to avoid bankruptcy but cannot afford the high interest debt consolidation loans and/or have little ability to pay their creditors in full.

Why would credit card companies accept a debt settlement?

If you file bankruptcy, they will get nothing. Be negotiating a reduced payment amount with you or a debt negotiation organization, they will get something from you. This is their last chance to get payments on the money they’ve lent you.

How fast can you get out of debt?

Debt settlement is one of the fastest debt relief methods, usually taking no more than two to three years to complete. Compare this to years of paying minimum monthly payments on your credit cards and paying thousands each year in interest charges.

How does someone start a debt negotiation with a credit card company?

In most cases, people wanting a debt settlement often consult a professional debt settlement company that would work with them and help them with their debts. Using a debt settlement organization and their experience will help you get the best deal for your debts. Keep in mind that these companies often request a fee that ranges from 15 to 20 percent of the saved amount.

Just like you shop for car loans or a mortgage, you can talk to a few debt negotiation organizations before you decide to use one.

Here are a few recommended debt settlement organizations to help you get out of debt:

Care One Credit

Take Off Debt

Credit Solutions

Consider debt settlement instead of bankruptcy to get out of debt.

Thanks for reading and send in your comments.

Have a great day!

-Adam

Debt Cures Reviews

Click here for a Free Debt Relief Quote

Recommended Resources:

Elminate Debt
Looking to get out of debt without the scams? Click here to learn how to completely eliminate your debt in 5-7 years. Eliminate Debt

Reduce your debt by 50%
Find out how easy it is to reduce your debt by 50%. Click for fast online debt relief. Click here for more info

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Hello-

Today, I wanted to tell you more about my Debt Cures story. Another title would be, “how I got rid of almost $3000 of credit card debt in the past two months”.

Using tips from Debt Cures and The Total Money Makeover, I have paid off almost $3000 on my credit cards. I have also saved up $1000 for my emergency fund. I have kept the interest rate on one card from doubling. Reading Debt Cures and running this reviews site has made me more aware of things to look for when dealing with credit card companies.

Just a couple months ago, Bank of America mailed me a letter that was going to double my interest rate. I had to respond to to keep my rate from doubling. I was pissed. Here I was, making all my payments on time and this is how they repay me.

I have been a customer with them for almost 8 years and made all my payments on time but they still tried to double my interest rate.

This is why you need to pay attention to your credit card statements. They can try and sneak these changes on your account with very little notice and if you don’t pay attention, they can screw you over again and again.

Ok, so how did I pay off $3000 of credit card debt in 2 months?

I used the debt snowball method which is outlined in Dave Ramsey’s The Total Money Makeover. I am paying the lowest balance card first even though it does not have the highest interest rate. Just the relief of getting one card paid off will lift a big burden off my shoulders.

I stopped charging stuff on my credit cards.

There were several times where I wanted to buy stuff and “slapped my own wrist” because I am trying to get out of debt and it’s hard to do that when you keep charging stuff. My computer was running slow one day and I thought about buying a new one. My brother works for a PC company so he ordered me one and I paid him. After a few days, I had buyer’s remorse. I decided I really didn’t need that new computer and I could make do with the one I have now. So I ended up giving it to my sister and she paid for it. The $500 was then sent to my credit card company instead of for a new PC. I felt much better.

I have also been paying cash or using my debit card for most purchases nowadays.

I have also been working more developing websites which bring in income and have allowed me to pay more to my credit cards.

It takes discipline to get out of debt. If you work hard and smart on it, you can get out of debt rather quickly.

Debt Cures and The Total Money Makeover have helped me be more aware of my finances and helped me get on the debt free path.

Thanks and have a great day!

You can send in comments about how you are getting out of debt to help inspire others to do the same.

-Adam

Debt Cures Reviews

Click here for a Free Debt Relief Quote

Recommended Resources:

Elminate Debt
Looking to get out of debt without the scams? Click here to learn how to completely eliminate your debt in 5-7 years. Eliminate Debt

Reduce your debt by 50%
Find out how easy it is to reduce your debt by 50%. Click for fast online debt relief. Click here for more info

ads by Debt Cures

Hello all-

Debt Cures is soon to be released by Amazon, you can preorder it for much lower than what is being advertised on TV:

You can also signup for my free newsletter to win a free copy of Debt Cures. I have already given away two copies of Debt Cures and one copy of The Total Money Makeover this year.

Here’s the book’s description in case you are not familiar:

“Are you getting deeper and deeper into debt while they make bigger and bigger profits? Not after you read…Debt Cure$ “They” Don’t Want You To Know About!”

In this new book, Kevin Trudeau blows the lid off the banking and credit card industries, exposing the greatest rip off of our citizens in this nation’s history. The credit card industry is one of the most profitable industries in this country, but they don’t want you to know it. You can fight back! You can apply Kevin’s solutions to your debt problems, and keep more money in your pocket today. You can learn how to use credit to build wealth! Read Debt Cure$ and cure your debt forever.

You will learn:
- How the credit lending business is rigged against you!
- How the financial industry wants to keep you in debt!
- How the banks and credit card companies are making obscene profits off of you and how you can change that!
- How to reduce or possible totally eliminate your debt!
- How you could cut your payments in half!
- How to correct your credit with two magic words!
- How to improve your credit virtually overnight!
- How to get free money that you never have to pay back!
- Find out why the financial industry wants to keep you in debt.
- Turn bad debt into good credit.
- Create wealth through financial health.

About the Author

Kevin Trudeau is one of the leading consumer advocates in this country. His mission is to expose the greed that has taken over corporate America, and to inform the hard working citizens of this nation what goes on behind closed doors. Kevin’s prior books (including Natural Cures “They” Don’t Want You to Know About, More Natural Cures Revealed and The Weight Loss Cure “They” Don’t Want You to Know About) sold millions of copies, and every day he hears from readers who have been helped by his words. It is his wish that Debt Cure$ “They” Don’t Want You to Know About will help you.

Thanks,

Adam

Debt Cures Reviews

Click here for a Free Debt Relief Quote

Recommended Resources:

Elminate Debt
Looking to get out of debt without the scams? Click here to learn how to completely eliminate your debt in 5-7 years. Eliminate Debt

Reduce your debt by 50%
Find out how easy it is to reduce your debt by 50%. Click for fast online debt relief. Click here for more info

ads by Debt Cures

Hello-

Kevin Trudeau really does want you to get out of debt. That’s why he wrote the book Debt Cures. He wants to help you pay off your bills and live a better life.

I don’t like having a mountain of credit card debt to worry about every month as I’m sure you don’t either. There are steps you need to take to get out of debt.

Let me start by telling you a story. This story is about you. When you were younger and less financial savvy, you spent like crazy and charged just about everything. You would charge a soda and a bag of chips to your credit card telling yourself you would pay it off when you got the bill. I’ve done this many times. I’ve always promised myself I would pay off the card when I got the bill. But something would always come up, some unexpected expense would come up and keep you from paying off that bill when you got it.

Then the next month, you would charge a water bill or your cell phone bill because your hours were cut back at work and your check was less than you were used to so it really put you in a bind.

Over time, this scenario kept repeating itself over and over again until your small soda and bag of chips purchase added up to several thousand dollars owed on your credit card and you’re stuck because you don’t know what to do.

Fast forward to today…you see a commercial for Kevin Trudeau’s Debt Cures book and he says he can help you eliminate your debt and use two magic words to clear up your credit report. You want a way out and you’re desperate to find something that works. You find the debt you’ve racked up suffocating.

You worry each night how you’re going to come up with enough money to pay all your bills this month. You have fights about constantly with your mate or spouse and it puts a severe strain on your relationship. You know you need to make changes to how you spend your money you just find it difficult to put it into practice.

You know you need to change your habits now or the future is going to look just as bad as it is now. You need to take some action now or else you will be dealing with your debt for several more years. You cringe when the phone rings because it may be a debt collector calling again asking for money.

Now, let’s take a look at what your future holds if you continue down your current path…

Your debts have overwhelmed you and it shows on your appearance. You’re all worn down and you don’t have the glowing smile you used to when things were easier and you didn’t have all the debt.

You won’t have any money saved up in a 401k or retirement plan so you’re stuck working at a job you hate driving to that doesn’t appreciate the work you do. You’re working more than ever, putting in more and more hours but barely making it. The thought of taking a vacation is just a dream because you have to work just to pay all your bills.

That doesn’t sound like a great future does it?

You can change your future regardless of your past. You can eliminate your debts and get back on track. You can consolidate your debts and start to regain a grasp on your finances.

Here are 4 recommended sites to help you with your debts and get you back in control of your life:

Care One Credit

Credit Solutions - Consolidate and eliminate your debt. Be debt free in 12-36 months.

Take Off Debt - debt negotiation to help eliminate up to 70% of your debt

Tax Debt Relief - settle your tax debts and pay only a fraction of what you owe

I wish you the best and hope you take the steps necessary to get out of debt.

-Adam

Debt Cures Reviews

Click here for a Free Debt Relief Quote

Recommended Resources:

Elminate Debt
Looking to get out of debt without the scams? Click here to learn how to completely eliminate your debt in 5-7 years. Eliminate Debt

Reduce your debt by 50%
Find out how easy it is to reduce your debt by 50%. Click for fast online debt relief. Click here for more info

ads by Debt Cures