• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

National Debt Relief Program

What is a good national debt relief program and what can it do for you? Is it better than filing bankruptcy or non profit credit counseling. What kind of debt relief are we talking about here? What are the best debt cures out there?

When you talk about debt relief, there are many things you could be talking about. But for this debt relief program we are talking about debt settlement, sometimes referred to as debt negotiation. People think of the words as interchangeable even though they mean slightly different things.

Debt settlement allows many people who are suffering from massive credit card debt or other unsecured loans to drastically reduce those credit card balances in a relatively short period of time. How short? As quick as 12 months. In less than 1 year you could be credit card debt free.

One of the leaders in debt settlement offers a national debt relief program in all 50 states. This debt settlement company is called National Relief. They offer debt relief with no upfront fees and you can get all your money back at anytime without any penalty or fees. They are also fully FTC compliant and have one of the lowest success fees in the industry.

How much does credit card debt settlement cost?

In years past, you could expect to pay an upfront fee and a monthly fee to have a debt settlement firm settle your debts with your creditors. This was at least 15% of your outstanding balance. Sometimes it went higher up to 25% or more.

And these companies made no guarantees that your creditors would be willing to reduce your balances with a debt settlement offer.

Now in 2011 and into 2012, companies can only charge a fee after they have delivered savings on your debts. They only get paid if they reduce your balances. You can think of it like a contingency fee for a law firm that only gets paid when they win a case. In this case the “winning” comes from getting your creditors to agree to a lump sum payment for a forgiveness of your entire debt.

On average you will have to pay a 20% fee based on the savings of your debts. So if you get credit card debt forgiveness of 50% by Bank of America, Chase, HSBC, Advanta, Citibank, Discover Card, FIA Card Services, Wells Fargo, American Express, US Bank or Capital One Bank then you will end up with a savings of 30% after the success fees.

Discover and Novus retired acceptance mark (st...

A National Debt Relief Program can help settle Discover Card debt

For example, one of your creditors could agree to forgive your $10,000 Visa or MasterCard for a lump sum payment of $5,000. Then you would have to pay a $2,000 success fee. However in many cases you can get a higher reduction percentage on your debts. Sometimes as low as 25%. But we don’t want to give you the best case scenario. It’s better to give an average scenario so that your hopes are not too high when your creditors do not agree to a 25% settlement offer.

Each credit card bank is different and not all of them will be willing to settle your accounts for less than full balance.

Debt settlement is a better alternative than filing for Chapter 13 bankruptcy. The effects on your credit report and score are similar but with debt settlement they do not last as long. You can recover from debt settlement in 12 to 24 months and be able to buy a house or car shortly thereafter. This is not the case with a bankruptcy filing.

Even though National Relief offers a national debt relief program in all 50 states, it is not for everyone. There are some situations where it may not be a good idea to pursue this debt elimination method. They may guide you down a different path that works better for your unique circumstances.

Fortunately, they offer a free debt analysis to discuss your financial crisis and they can work with you in deciding if debt settlement and debt negotiation is one of the best debt cures for you and your family.

Credit Card Debt Cures

If you are tired of all the lies and scams and want the honest truth about how to get a handle on your credit card debt and get rid of it once and for all, you need credit card debt cures. Learn how a father of 2 paid off $100,000 in credit card debt without bankruptcy, debt consolidation, credit counseling, debt settlement, or debt negotiation.

You can learn the secrets to paying off your credit card debt fast and use the banking rules against them.

Visit credit card debt cures before it’s too late.

-Adam

Debt Cures Reviews

How To Get Rid Of High Credit Card Debt Payments

You struggle each and every day at work to earn money and for what? So you can make enough for your minimum payment just to turn around and send it off to your credit card companies? And then you get your statement the next month and see that all that hard work of yours only lowered the balance by a few dollars. The rest all went to interest charges and fees.

How are ever supposed to get anywhere in life if you live from paycheck to paycheck and struggle to keep up with your credit card payments who do not cut you a break when you need it most?

How would you like to get rid of your high credit card debt payments and get your balances down to zero? When was the last time your credit card statement showed $0.00 for the balance? Maybe only the first month you opened the account.

You are not alone in your struggle. It’s not something people like to talk about. Your friends and family do not want you to know they are having financial problems just like you. They want you to think everything is OK when it’s not.

People will share just about everything on Facebook and Twitter these days but they will fiercely deny they are struggling to make ends meet and keep up with their high credit card bills. Or even talk about it for that matter.

And this is what the credit card companies want. They don’t want more people knowing that there are legal ways you can slash your balances in a very short period of time. How short? How about less than 6 months.

In less than 6 month’s time you could have more breathing room and actually have some money left in your account at the end of the month for a change.

And this has nothing to do with bankruptcy or debt consolidation.

It only takes a few short hours to learn these “secrets” and you can be on your way to eliminating most of your balances and being free from credit card debt once and for all.

How would you like to be able to slash your monthly payments from $1200 to under $400?  Would an extra $800 a month make a difference in your life? This is an example of what you can achieve. That would be life changing money for most people. Depending on how much you owe, you can cut your monthly credit card payments by at least half.

It’s hard to go back to school to learn a new skill or start a new business when you are saddled with so many other pressing obligations. It’s not fair that you are a virtual slave to the card companies.

You can end the modern day slavery and fight back. The secret is debt settlement or debt negotiation. If you’ve ever negotiated the price of a car or major appliance you have what it takes to negotiate down your debts and drastically slash your balances. There are some proven techniques you should learn before you call up your card company and ask them to cut your balance in half, but done successfully, debt negotiation and debt settlement is the way to get rid of high credit card payments.

Debt settlement works with all the major credit card companies – Bank of America, Discover, Chase, Citibank and more. Many will deny they have programs like debt settlement available…that is until you fall 3, 4, 5 months behind on your bills. Don’t let them trick you into thinking that debt consolidation is the only way out or the only hardship program they have. A lower interest rate for 6 to 12 months is not enough to get you out of debt. You need your balances drastically reduced without filing bankruptcy.  Learn more about how to get rid of high credit card debt payments

-Adam

Debt Cures Reviews

Cure Your Credit Card Debt Problems

Hello-

If you don’t have the time to read Debt Cures I or Debt Cures II and want to get out of credit card debt relatively fast – debt negotiation and debt settlement can help you.

In many cases you can get greater savings with debt negotiation and debt settlement than with non profit debt consolidation programs.

Find out how much you can save with a free quote with no obligation:

Get your FREE Debt Analysis Online in 30 Seconds!

And how about a company that provides a 100% money back guarantee of their work.

“CuraDebt guarantees that the total amount paid back to all creditors, including CuraDebt fees, will be less than the total amount due to the creditors upon entering the program or CuraDebt’s services are free.

When you consider different options (consumer credit counseling, debt negotiation, debt consolidation, bankruptcy), ask the representative if their services are backed by an equivalent or better guarantee.”

Most people who enter this program can cure their credit card debt problems within a relatively short period of time.

The length of time will depend on your unique situation.

Find out for free how much you can save and about the CuraDebt money back guarantee. Preserve your credit score and eliminate your credit card debts.

Get your FREE Debt Analysis Online in 30 Seconds!

Have a great day!

-Adam

Debt Cures Reviews