Debt Cures - Get A Better Credit Score

Hello-

One of the best “debt cures” out there is a better credit score. With a high credit score, you can get the lowest interest rates on your car loans, your home loan, your credit cards, and your auto and home insurance.

You can save hundreds of dollars a month by refinancing your car and home loans with a better credit score.

If you do not know what your credit score is then you will not know how much higher you need to go to qualify for the best rates.

When you get your free credit report and credit score you can make sure you are not a victim of identity theft, Kevin Trudeau’s 2 magic words, which may be lowering your credit score.

You can check your credit file for inaccurate information or old debts that should have been removed but never were.

You have to keep in mind it’s not in the best interest of the credit reporting agencies to make sure your credit report is error free.

The banks and credit card companies make more money charging higher interest rates for people with a spotty credit report and a few late payments on their accounts.

Nothing lowers your credit score more than late payments.  On the flip side, you can improve your credit score the most by making all your payments on time.

Get a free look at your credit score and see where you stand.

Another one of the best debt cures out there is making more money. You can still make money with Hubpages. Last month I made $269.82 from Google Adsense with my Hubpages that I created months ago. They are still making me money every month and I only had to create them once.

Work once and get paid over and over. An extra couple hundred bucks a month is always nice.

You do not have to just create Hubpages, there are hundreds of work from home business opportunities out there.

You can make more money in your spare time, you just have to put in the work.

Those are 2 of the best debt cures I know.

Have a great day!

-Adam

Debt Cures Reviews

Are you struggling with paying down credit card debt? Looking for debt cures?

Why does it seem like it is so hard to get out of credit card debt? Could it be that any late fee or over the limit fee negates any progress you might have made this month? You could be a on-time payer for years and just miss one payment by a few days and have your interest rate double or worse.

The credit card companies have no problem kicking you when you’re down. If you miss one or two payments they will cut your credit card limit to within a few dollars of your current balance so if you continue to miss payments they will sock you with $78 in fees each month you miss. You get charged a $39 late fee and a $39 over the limit fee. Not to mention your interest rate will probably hover around 29% which makes it almost impossible to pay down credit card debt.

For situations like this is why Kevin Trudeau comes out what a book promising Debt Cures that can get the credit card companies off your back, waive late fees and other fees, and reduce your interest rates, and help you eliminate your credit card debt. Not to mention the possibility of getting free money from the government. He now has a new book called Free Money that goes into more depth on getting your free money.

So how do you pay down and eliminate your credit card debt? Well for one thing if you are struggling to come up with the minimum payment right now, you are not going to save your way out of debt. You’ll be saving money and earning 1% interest at most while paying up to 29% in interest on your debt. There is just no way you can get ahead this way.

You may already be working a second job and it still may not be enough. What this economy it is hard to make extra money but that does not mean it is impossible. I’m still making a couple hundred dollars extra per month with the Hubpages I created a few months ago.

Bankruptcy and debt settlement are also options. I’ve discussed the pros and cons of each in a previous post. One thing I forgot to mention to was that if you are on a fixed income, bankruptcy may be a better option than debt settlement. You can find out by getting a free bankruptcy evaluation. But other than that, debt settlement is a better way to get debt relief without all the consequences of filing bankruptcy.

A question you may be asking is why don’t the credit card companies lower my interest rate when I call them? The credit card companies are not going to work with you if you are a good customer. They have no reason to lower your interest rate if you are paying on time every month because you are making them money. It is only when you fall behind on your payments that they risk losing money on your account. This is when they will start working with you and offering hardship arrangements and lowering your interest rates.

To sum up, those are your options for paying down credit card debt. Make more money through a second job or freelance work and use bankruptcy or debt settlement to reduce your balances. Those are the debt cures that work. You can learn a little bit more about them by getting Kevin Trudeau’s book or just reading several posts on this site. I’ve reviewed the entire book chapter by chapter for you.

Thanks for reading.

Have a great day,

Adam Tijerina

Debt Cures Reviews

How did you get so much debt that you need a book like Debt Cures?

Hello-

Why do you need a book like Debt Cures or The Total Money Makeover or John Cummuta’s book in the first place?  What is your story that wound you up with so much debt?  Are you in control of your finances or are you scared to even go to your mailbox because of all the bills that are waiting for you?

I just started reading a new book about how people got out of debt and how they went to Debtors Anonymous to help them get support.  DA is a 12 step program for compulsive debtors.

The first step to dealing with any compulsion is to admit you have a problem in the first place.  You need to recognize that what you are doing is not working.

“If you have more debt this year than you did this time last year but yet you’ve been making all your payments on time then you’re doing something wrong and you’re heading the wrong way. “

Are you ready to admit you have a problem and ready to get out of debt?

Once you can sitdown with yourself and recognize it’s you that is to blame for your financial troubles then you will be on the road to recovery.

Sure, the credit card companies made it easier to slide down the proverbial debt slide once you got on it but you are the one who started the whole process in the first place.

Now you are left looking for quick fixes that books like Debt Cures offer.

There is no easy way out of debt though.

Getting out of debt should not be easy.  It should be a struggle.  If it was easy to get out of debt, you would be out of it already.

Because if it is too easy to get out of debt, you’ll find it’s too easy to get back into debt.

If someone waved a magic wand over you and made all your debts disappear today, how long do you think it would take for you to get back into severe debt?

It’s your habits that will keep you in debt.

Change your habits, change your future.

“If you continue to do what you’ve always done, you will continue to get what you’ve always gotten.”

If you keep spending money on things you don’t need to reward yourself for a job well done, you will continue to rack up mounds of debt that will takes years and thousands of dollars in interest to get rid of.

If you want a debt cure, read Debt Cures, The Total Money Makeover, go to a Debtors Anonymous meeting and get John Cummuta’s book.  This will all help you form the proper habits that will lead you out of debt and into prosperity and peace.

If not, you’re going to have to call your folks and have them clean up your old room because you’re moving back in because you cannot afford to pay your credit card bills anymore.

And that’s not a happy thought.

Send in your comments, they are much appreciated.

Thank you.

Have a great day!

-Adam

Debt Cures Reviews

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Debt Cures - How to get rid of debt

Hello-

I started this site about Debt Cures because I wanted to educate people on Kevin Trudeau’s latest book that can show you how to get rid of debt.  You can read the 4 part Debt Cures reviews

What makes this book so controversial is KT’s past.  So right away once people find out he has a criminal record they think the book is a scam.

Does that mean Debt Cures is a scam?  Not necessarily.  I give away copies of the book each month.  There is much to be learned inside.

Many of the comments on this blog want to know how to reduce and get rid of all the debt they owe.  In the book, you will learn what steps you need to take to reduce your interest rates, eliminate some of your older debts and how to avoid bankruptcy.

That is just like he said.

He also says that you have so much debt and it’s not necessarily your fault.  Here’s some stats I read the other day:

“VISA spends over $600 million each year and growing on advertising their credit cards to you and me.”

“MasterCard spent over $500 million in the first 6 months of 2008 advertising their credit cards and their Priceless ads to get you to use their credit cards.”

“Equifax earned almost $2 billion dollars in revenues selling your credit information in 2007.  They sell your credit info so credit card companies can better target their marketing to get you to buy and buy and buy.”

And this is just one of the credit reporting agencies.

I could go on and on.

What does this have to do with getting out of debt?

They don’t make it easy for you to pay off your bills when they spend so much money on advertising tempting you to buy more stuff and pay later.

It’s hard to go anywhere and not see an ad for VISA or MasterCard.

So love him or hate him, Kevin Trudeau has a point in Debt Cures about how “they” wish you stay in debt forever and miss your payments and pay high fees and high interest rates.

He spends several chapters agitating you and making you mad about some of their practices.  If you just read the book and become aware of their deceptive practices and practice better spending habits then the book will have paid for itself.  Right now you can get it on Amazon for about $17.

What about if you don’t want to buy the book?

There are plenty of alternatives to Debt Cures.

If you just want to reduce your debts through debt consolidation then I would recommend you talk to CareOne Credit.

If you would like to learn a system about paying off your debts on your current income and turning those debt problems into wealth then I would recommend you take a look at John Cummuta’s Debt to Wealth program.

If you want to read a book other than Debt Cures that teaches you how to get rid of your debt then I would recommend you read The Total Money Makeover.  It’s the other book I give away each month.

Let me know if you have any questions about the book or any other debt related topic.

Thanks for reading.

Have a great day!

-Adam

Debt Cures Reviews

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