• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

Credit Card Debt Cures

If you are tired of all the lies and scams and want the honest truth about how to get a handle on your credit card debt and get rid of it once and for all, you need credit card debt cures. Learn how a father of 2 paid off $100,000 in credit card debt without bankruptcy, debt consolidation, credit counseling, debt settlement, or debt negotiation.

You can learn the secrets to paying off your credit card debt fast and use the banking rules against them.

Visit credit card debt cures before it’s too late.

-Adam

Debt Cures Reviews

Consumer Credit Counseling Fails 75% Of The Time!

Non profit Consumer Credit Counseling is another popular debt relief method but you should know the facts about this so called solution. Consumer credit counseling and debt consolidation are grouped together and they have an abysmal failure rate. You can expect to NOT complete a credit counseling program 3 out of 4 times. That is a 75% failure rate. You can read about the statistics here.

So that rules out chapter 13 bankruptcy, debt consolidation, and non profit consumer credit counseling as debt cures for your personal unsecured credit card debt.

There are better options out there that have proven results for eliminating your credit card debt.

What does work?

Do it yourself debt settlement.

“With the ZipDebt program, within the 6-12 month coaching period, 71% of clients report full success with the program, 78% or more report being at least halfway done with their settlements, and 94% report at least one settlement.”

You can use debt negotiation and debt settlement to drastically reduce your balances. You can do it all by yourself without hiring a debt settlement firm and you can do it over the phone. You don’t need a credit card debt settlement letter. Letters through the mail take too long. You can get the best settlement offers over the phone.

So if you are experiencing high credit card debts and you are struggling to get by, you owe it to yourself to learn more about settling your own credit card debts. It’s the cheapest option and the one most likely to succeed. Much better than chapter 13 bankruptcy, debt consolidation and consumer credit counseling.

It worked for me to the tune of $43,250 settled for $13,054 on 3 credit cards and reduced a 4th balance from $10,160 to $7778 with a 1% APR interest rate for 5 years.

This is the best Debt Cure I have found and it can work for you.

Let me know if you have any questions or comments below.

Thank you,

Adam

Debt Cures Reviews

Chapter 13 Bankruptcy Fails 67% Of The Time!

Hello-

I just finished reading an excellent blog post on the Zipdebt blog about the various success rates of the popular Debt Cures: bankruptcy, credit counseling, using a debt settlement company and negotiating your own debts. The most surprising results were that using a debt settlement company fails over 66% of the time, using credit counseling fails 75% of the time, and bankruptcy fails 67% of the time!

What does work?

Do it yourself debt settlement.

“With the ZipDebt program, within the 6-12 month coaching period, 71% of clients report full success with the program, 78% or more report being at least halfway done with their settlements, and 94% report at least one settlement.”

No other debt settlement program can claim such high success rates.

You can settle your bad credit card debts for 33.4% on average, compare that to 40% to 60% the debt settlement firms advertise.

So if you are experiencing high credit card debts and you are struggling to get by, you owe it to yourself to learn more about settling your own credit card debts. It’s the cheapest option and the one most likely to succeed.

It worked for me to the tune of $43,250 settled for $13,054 on 3 credit cards and reduced a 4th balance from $10,160 to $7778 with a 1% APR interest rate for 5 years.

This is the best Debt Cure I have found and it can work for you.

Let me know if you have any questions or comments below.

Thank you,

Adam

Debt Cures Reviews

Bankruptcy or Debt Settlement For Debt Relief?

If you find yourself under a massive load of credit card debt you have probably been looking at ways obtain debt relief. Either that or you’ve been hiding your head in the sand avoiding your creditors calls. This is not going to make the problem go away. There are two choices you can look at, one is bankruptcy and the other is debt settlement also known as debt negotiation. Debt settlement is when you negotiate with your creditors and reduce your outstanding credit card debt by 40% to 60% of what you owe.

There are several benefits of using debt settlement for debt relief over bankruptcy.

The biggest benefit is that you are not filing bankruptcy. Debt settlement is an alternative to bankruptcy. With bankruptcy, you could be forced to liquidate some of your assets such as your car and furniture to pay back your creditors. You will also ruin your credit for 7 to 10 years. Your bankruptcy filing will also be in the public record for anyone to see. And worst of all, you may still have to pay back most of what you owe over a five-year period.

Another benefit of debt settlement was mentioned earlier, you can reduce your total balances by an average of 40% to 60%. Do a quick calculation in your head and add up all your monthly minimum payments and then cut that number in half.

Now imagine paying that amount for the next two years and then being totally debt free. That is what is possible when you use debt settlement for consumer debt relief.

Do you know of a better debt cure than that? Find out more about debt settlement

What kind of debts can you eliminate?

Unsecured credit card debt is the most common. You could also settle your medical bills, your hospital bills, gas or store cards, and unsecured personal loans.

What kind of debt can you not eliminate?

IRS tax debt, alimony, child support, mortgages, student loans and car loans are unable to be settled with debt negotiation.

If you would like to save thousands of dollars in interest, late fees, over the limit fees, and other fees for credit card banks charge you and be free from your debt in half the time you thought possible, talk to a free debt counselor from the folks at Debt Consolidation Care. They will discuss your personal situation and suggest the best debt solution for your problems.

Having looked at a lot of “debt cures” and debt settlement has been the best one I’ve seen. It has many advantages over bankruptcy and it is one you should learn more about if you are struggling with massive credit card debt.

Click here for free debt counseling

Have a great day,

Adam

Debt Cures Reviews