• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

Debt Consolidation vs Debt Settlement vs Debt Management

With the many ways there are to get out of debt it can sometimes be hard to choose which way is right for you. Whichever way you choose you’re looking to do the same thing you’re trying to lower your monthly credit card payments, you’re trying to reduce your interest rates if possible, you’re trying to waive late fees and other fees the banks try to throw on you, you’d love to eliminate the collection calls early in the morning and late at night, you want to avoid bankruptcy at all costs, and most importantly you want to be debt free.

To start with let’s talk about debt consolidation. Debt consolidation, you get all your bills and consolidate them into one single payment. You do not have to get a debt consolidation loan to use this method. In many cases you are able to lower your monthly payments, reduce your interest rates, and get rid of the annoying that collection calls.

Learn from more than 166000 people how they got out of debt

You also have Christian debt consolidation which is similar to debt consolidation their also incorporates Christian values to help you pay off your debt.

Next, let’s talk about debt settlement. This process allows you to negotiate with your creditors and reduce your outstanding balances by up to 40 to 60%. The goal is to have you debt free in less than 36 months. This is two years sooner than a Chapter 13 bankruptcy. Debt settlement is an alternative to bankruptcy. The effects to your credit report and credit score are similar except that bankruptcy is in the public record whereas debt settlement is not.

Free Help With Debt Problems

Finally you have debt management. This involves getting debt assistance from a credit counseling company through a payment plan with your creditors that can reduce your interest rates and reduce or possibly waive some late fees. This is called a debt management plan or DMP.

So which one should you go with? Again since we are talking several thousand dollars worth of debt it is not an easy decision to make. Whichever method you choose can affect your financial life for several years to come in good ways and in bad.

I’ve recently partnered with debt consolidation care, an online get out of debt community that offers a free debt counseling session to analyze your financial problems and see which method would work best for your situation. They have helped over 169,000 people pay off their debt. You can talk to them for free and get a customized solution for you. They can help you with these debt cures.

Free debt counseling with DebtConsolidationCare

Talk to you soon,


Debt Cures Reviews

Who else wants to get out of debt starting in 10 minutes?


You are visiting this site because you want to get out of debt, you’re tired of paying your credit cards each month and seeing very little results. You want to know if Kevin Trudeau’s new book – Debt Cures can help. The reviews are mixed. You may need more than this book to help you get what you what.

Tell me if any of this sounds like you?

You see your credit card bill each month and you make a payment of $300 only to see that over $200 of it goes to pay your interest charges. Your balance barely goes down each month.

You never seem to catch a break and get ahead. You work so hard and just keep going in circles. You struggle and try so hard to get more from life.

You’re tired of not being able to realize your dreams of buying a house of your own because you have so much credit card debt that never goes away.

There is help available.  And they have helped over 4.5 million people become debt free.  They can help you too become debt free.

Click here to get out of debt starting in 10 minutes. Get a free debt consolidation quote and see how much you can save.

You’ve probably seen their commercials on TV, they are one of the leading Debt Consolidation companies around.

You can check them out with the Better Business Bureau here

CareOne Credit Counseling can discuss with you your options for paying off your debts, lowering your monthly payments, lowering your interest rates, waiving your late fees, and stop debt collector calls.

If you are having trouble getting the credit card companies to work with you, this is where you can use the expertise of a company like CareOne to work for you.

Click here for CareOne

Thanks for reading,

Have a great day!


Debt Cures Reviews