I’ve been reading some great comments here on Debt Cures Reviews and I wanted to post some of them up here for all to read. Thank you all for taking the time to share your comments and experiences with Debt Cures.
Tons of people are always asking about the free money from the government to pay their bills and pay off their debt. One reader, The Rage, posted about their experience with ordering Kevin Trudeau’s book and also posted some good links for government assistance.
What I have found in my own research is that the free money from the government is not going to say, “free money to pay off your bills” or “free money to pay off your debt” like the promoters of these programs like to tout in their advertising. It’s more going to be for money to help you go to school or money to help you start a business if you’re a woman or a minority. I’ve also seen some that give you money to help with teaching literacy to people.
The free money the government gives away is designed for you to use it to help other people not just yourself. Free money and federal assistance to help yourself is called welfare. These programs are not just handouts. You have to do something with the money other than just pay your bills and credit card debt.
With that said, here’s The Rage’s comments:
“Thanks for the review above it saved me at least $41.95.
However, when I called grants.gov, as their website was , well, rather cryptically organized, the operator told me SHE herself had ordered Lesko’s book. She was very nice, gave me a case number, and recommended three other legit .gov sites more attuned to the consumer/individual.
Guess what though. MOST of the grants are for organizations/universities/small business. Dave Ramsey is right even though he might not be what we want to hear.
Most people will have to find and work a second job to PAY OFF their debts then use extreme discipline and self-sacrifice as a lifestyle from now on out.
There IS NO FREE MONEY.
Some of us without a primary job however, and hurt are in a pickle, especially to short-term title and payday loaners. My only option is probably Chapter 7 and having my humble, but paid-for home attached.
The ONLY thing Trudeau is right about is what the banks and credit card companies have always been about. Keeping you a slave. The problem is, the money changers have not only “taken over the temple” they did it with our individual blessing. We’re an instant gratification society for the most part who will worry about the monthly payments (instead of the entire accrued cost of debt) to satisfy our childish desires. In some cases, where legit medical debt has wiped out savings and income of at least one individual in a family, legitimate Chapter 7 liquidation is a MORAL OBLIGATION of our government to restore. Otherwise, people like my sister-in-law, who makes 65 grand a year and YET has run-up 60 thousand in credit card and finance debt with nothing to show, should be forced to work that second, and maybe THIRD job, living on rice-and-beans until her debt is eliminated.”
Thank you again The Rage for your comments.
And I wanted to post one other comment before I go. Thank you hc for sending this in.
“I saw Kevin Trudeau on TV for the first time yesterday. I have not read his book and may consider it if the library has it, but I won’t pay for it. What I got out of his message was that people are not responsible for their debt problems and that the feds can bail them out. No wonder people are having debt problems. It is their responsibility to control their spending. Having someone bail you out does not modify that persons behavior. Also, how ludicrous is it that someone who can’t get a credit card actually needs one. They’re the last people that need a credit card. He’s aiming at people who want a quick fix, and there is none. Stick with Dave Ramsey and live on less than you earn and take responsibility for your actions. I agree that Trudeau is only trying to make a buck.”
So the message is basically the same – there is no quick fix debt cure that KT wants to sell you. The only real debt cures are make more money, spend less than you earn, and save money where you can.
Thanks for all your comments and keep sending them in.
Have a great day!