• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

Debt Cures – How to get rid of debt

Hello-

I started this site about Debt Cures because I wanted to educate people on Kevin Trudeau’s latest book that can show you how to get rid of debt.  You can read the 4 part Debt Cures reviews

Debt Cures

What makes this book so controversial is KT’s past.  So right away once people find out he has a criminal record they think the book is a scam.

Does that mean Debt Cures is a scam?  Not necessarily.  I give away copies of the book each month.  There is much to be learned inside.

Many of the comments on this blog want to know how to reduce and get rid of all the debt they owe.  In the book, you will learn what steps you need to take to reduce your interest rates, eliminate some of your older debts and how to avoid bankruptcy.

That is just like he said.

He also says that you have so much debt and it’s not necessarily your fault.  Here’s some stats I read the other day:

“VISA spends over $600 million each year and growing on advertising their credit cards to you and me.”

“MasterCard spent over $500 million in the first 6 months of 2008 advertising their credit cards and their Priceless ads to get you to use their credit cards.”

“Equifax earned almost $2 billion dollars in revenues selling your credit information in 2007.  They sell your credit info so credit card companies can better target their marketing to get you to buy and buy and buy.”

And this is just one of the credit reporting agencies.

I could go on and on.

What does this have to do with getting out of debt?

They don’t make it easy for you to pay off your bills when they spend so much money on advertising tempting you to buy more stuff and pay later.

It’s hard to go anywhere and not see an ad for VISA or MasterCard.

So love him or hate him, Kevin Trudeau has a point in Debt Cures about how “they” wish you stay in debt forever and miss your payments and pay high fees and high interest rates.

He spends several chapters agitating you and making you mad about some of their practices.  If you just read the book and become aware of their deceptive practices and practice better spending habits then the book will have paid for itself.  Right now you can get it on Amazon for about $17.

What about if you don’t want to buy the book?

There are plenty of alternatives to Debt Cures.

If you just want to reduce your debts through debt consolidation then I would recommend you talk to CareOne Credit.

If you would like to learn a system about paying off your debts on your current income and turning those debt problems into wealth then I would recommend you take a look at John Cummuta’s Debt to Wealth program.

If you want to read a book other than Debt Cures that teaches you how to get rid of your debt then I would recommend you read The Total Money Makeover.  It’s the other book I give away each month.

Let me know if you have any questions about the book or any other debt related topic.

Thanks for reading.

Have a great day!

-Adam

Debt Cures Reviews

Turn your debt problems into wealth

Hello-

By visiting this site you want to know more about Debt Cures and Kevin Trudeau. If you check out the reviews on Amazon, you will see that this book has many negative reviews. That’s not a good sign if you are trying to get out of debt.

However, there are other products and courses available that can help you eliminate all your debts and actually turn them into wealth.

One such course that over 1 million people have used to eliminate their debts is from a gentleman named John Cummuta. He has created a course called Transforming Debt into Wealth.

Many people who visit this blog say they have no extra money to pay off their debts. John has been able to show any one with any income level how to pay off all their debt with their current income.

Click here to learn more about transforming your debt into wealth

What I believe the best part of John Cummuta’s Debt to Wealth course is that he offers a double your money back guarantee.

Check out the guarantee:

“I’m so confident in the value of my Transforming Debt into Wealth® course that I will give you an entire year to try it and if you aren’t satisfied for any reason at any time during that year I will pay you the $39.95 back PLUS another $39.95.

Try getting your money back from Kevin Trudeau and his Debt Cures back. It’s like pulling teeth.

So if you want a course that has been proven for over 5 years to help people get out of debt with their current incomes, check out Transforming Debt into Wealth

Have a great day!

-Adam

Debt Cures Reviews

Use debt settlement to get out of debt

Hello-

In Debt Cures, Kevin Trudeau devotes only 5 pages to getting out of debt using debt negotiation. He also mentions that this is an effective way to eliminate up to 40-75% of your credit card debt.

Debt negotiation is the process of settling your debts with your credit card companies. You may also hear it called debt settlement.

I wanted to give you some more information about debt settlement and debt negotiation so you can see if this would help you get out of debt without having to go through bankruptcy. Many people have left comments about having so much debt that they are considering bankruptcy.

Using debt negotiation may be a better way out of debt without bankruptcy.

Debt settlement is a process to eliminate all your outstanding credit card debts for less than the amount actually owed to the creditors. And when it is done properly, debt settlement can reduce your unsecured debts by 40% or more. Debt settlement is an ethical and honorable approach to avoiding bankruptcy.

Who is debt settlement for?

It is for people who want to avoid bankruptcy but cannot afford the high interest debt consolidation loans and/or have little ability to pay their creditors in full.

Why would credit card companies accept a debt settlement?

If you file bankruptcy, they will get nothing. Be negotiating a reduced payment amount with you or a debt negotiation organization, they will get something from you. This is their last chance to get payments on the money they’ve lent you.

How fast can you get out of debt?

Debt settlement is one of the fastest debt relief methods, usually taking no more than two to three years to complete. Compare this to years of paying minimum monthly payments on your credit cards and paying thousands each year in interest charges.

How does someone start a debt negotiation with a credit card company?

In most cases, people wanting a debt settlement often consult a professional debt settlement company that would work with them and help them with their debts. Using a debt settlement organization and their experience will help you get the best deal for your debts. Keep in mind that these companies often request a fee that ranges from 15 to 20 percent of the saved amount.

Just like you shop for car loans or a mortgage, you can talk to a few debt negotiation organizations before you decide to use one.

Here are a few recommended debt settlement organizations to help you get out of debt:

Care One Credit

Debt Settlement

Consider debt settlement instead of bankruptcy to get out of debt.

Thanks for reading and send in your comments.

Have a great day!

-Adam

Debt Cures Reviews

My Debt Cures story

Hello-

Today, I wanted to tell you more about my Debt Cures story. Another title would be, “how I got rid of almost $3000 of credit card debt in the past two months”.

Using tips from Debt Cures and The Total Money Makeover, I have paid off almost $3000 on my credit cards. I have also saved up $1000 for my emergency fund. I have kept the interest rate on one card from doubling. Reading Debt Cures and running this reviews site has made me more aware of things to look for when dealing with credit card companies.

Just a couple months ago, Bank of America mailed me a letter that was going to double my interest rate. I had to respond to to keep my rate from doubling. I was pissed. Here I was, making all my payments on time and this is how they repay me.

I have been a customer with them for almost 8 years and made all my payments on time but they still tried to double my interest rate.

This is why you need to pay attention to your credit card statements. They can try and sneak these changes on your account with very little notice and if you don’t pay attention, they can screw you over again and again.

Ok, so how did I pay off $3000 of credit card debt in 2 months?

I used the debt snowball method which is outlined in Dave Ramsey’s The Total Money Makeover. I am paying the lowest balance card first even though it does not have the highest interest rate. Just the relief of getting one card paid off will lift a big burden off my shoulders.

I stopped charging stuff on my credit cards.

There were several times where I wanted to buy stuff and “slapped my own wrist” because I am trying to get out of debt and it’s hard to do that when you keep charging stuff. My computer was running slow one day and I thought about buying a new one. My brother works for a PC company so he ordered me one and I paid him. After a few days, I had buyer’s remorse. I decided I really didn’t need that new computer and I could make do with the one I have now. So I ended up giving it to my sister and she paid for it. The $500 was then sent to my credit card company instead of for a new PC. I felt much better.

I have also been paying cash or using my debit card for most purchases nowadays.

I have also been working more developing websites which bring in income and have allowed me to pay more to my credit cards.

It takes discipline to get out of debt. If you work hard and smart on it, you can get out of debt rather quickly.

Debt Cures and The Total Money Makeover have helped me be more aware of my finances and helped me get on the debt free path.

Thanks and have a great day!

You can send in comments about how you are getting out of debt to help inspire others to do the same.

-Adam

Debt Cures Reviews