Why do you need a book like Debt Cures or The Total Money Makeover or John Cummuta’s book in the first place? What is your story that wound you up with so much debt? Are you in control of your finances or are you scared to even go to your mailbox because of all the bills that are waiting for you?
I just started reading a new book about how people got out of debt and how they went to Debtors Anonymous to help them get support. DA is a 12 step program for compulsive debtors.
The first step to dealing with any compulsion is to admit you have a problem in the first place. You need to recognize that what you are doing is not working.
“If you have more debt this year than you did this time last year but yet you’ve been making all your payments on time then you’re doing something wrong and you’re heading the wrong way. “
Are you ready to admit you have a problem and ready to get out of debt?
Once you can sitdown with yourself and recognize it’s you that is to blame for your financial troubles then you will be on the road to recovery.
Sure, the credit card companies made it easier to slide down the proverbial debt slide once you got on it but you are the one who started the whole process in the first place.
Now you are left looking for quick fixes that books like Debt Cures offer.
There is no easy way out of debt though.
Getting out of debt should not be easy. It should be a struggle. If it was easy to get out of debt, you would be out of it already.
Because if it is too easy to get out of debt, you’ll find it’s too easy to get back into debt.
If someone waved a magic wand over you and made all your debts disappear today, how long do you think it would take for you to get back into severe debt?
It’s your habits that will keep you in debt.
Change your habits, change your future.
“If you continue to do what you’ve always done, you will continue to get what you’ve always gotten.”
If you keep spending money on things you don’t need to reward yourself for a job well done, you will continue to rack up mounds of debt that will takes years and thousands of dollars in interest to get rid of.
If you want a debt cure, read Debt Cures, The Total Money Makeover, go to a Debtors Anonymous meeting and get John Cummuta’s book. This will all help you form the proper habits that will lead you out of debt and into prosperity and peace.
If not, you’re going to have to call your folks and have them clean up your old room because you’re moving back in because you cannot afford to pay your credit card bills anymore.
And that’s not a happy thought.
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Have a great day!
Debt Cures Reviews