• Lower your monthly payments
  • Reduce stress and live your life
  • Avoid personal bankruptcy court

Use debt settlement to get out of debt


In Debt Cures, Kevin Trudeau devotes only 5 pages to getting out of debt using debt negotiation. He also mentions that this is an effective way to eliminate up to 40-75% of your credit card debt.

Debt negotiation is the process of settling your debts with your credit card companies. You may also hear it called debt settlement.

I wanted to give you some more information about debt settlement and debt negotiation so you can see if this would help you get out of debt without having to go through bankruptcy. Many people have left comments about having so much debt that they are considering bankruptcy.

Using debt negotiation may be a better way out of debt without bankruptcy.

Debt settlement is a process to eliminate all your outstanding credit card debts for less than the amount actually owed to the creditors. And when it is done properly, debt settlement can reduce your unsecured debts by 40% or more. Debt settlement is an ethical and honorable approach to avoiding bankruptcy.

Who is debt settlement for?

It is for people who want to avoid bankruptcy but cannot afford the high interest debt consolidation loans and/or have little ability to pay their creditors in full.

Why would credit card companies accept a debt settlement?

If you file bankruptcy, they will get nothing. Be negotiating a reduced payment amount with you or a debt negotiation organization, they will get something from you. This is their last chance to get payments on the money they’ve lent you.

How fast can you get out of debt?

Debt settlement is one of the fastest debt relief methods, usually taking no more than two to three years to complete. Compare this to years of paying minimum monthly payments on your credit cards and paying thousands each year in interest charges.

How does someone start a debt negotiation with a credit card company?

In most cases, people wanting a debt settlement often consult a professional debt settlement company that would work with them and help them with their debts. Using a debt settlement organization and their experience will help you get the best deal for your debts. Keep in mind that these companies often request a fee that ranges from 15 to 20 percent of the saved amount.

Just like you shop for car loans or a mortgage, you can talk to a few debt negotiation organizations before you decide to use one.

Here are a few recommended debt settlement organizations to help you get out of debt:

Care One Credit

Debt Settlement

Consider debt settlement instead of bankruptcy to get out of debt.

Thanks for reading and send in your comments.

Have a great day!


Debt Cures Reviews


  1. Jacolin M Travis says:

    I would to unsubscribe to the newsletter

  2. Hello Jacolin-

    Thanks for your comment. You need to contact Debt Cures to stop being charged for the newsletter that Kevin Trudeau charges you for. You can reach him at http://www.debtcures.com



  3. Thanks for sharing the information. Till date i have been able to manage my debts well, If ever I reach on the verge of bankruptcy this will help me a lot.

  4. I work in one of the call centers that takes KT calls, the words placed in front of us must be read word for word or we lose our jobs. When you call in to purchase this book, no matter how many times you say you only want the book we MUST comply with company rules and read you the additional offers. We also can NOT say that we are obligated to offer these additional items, we can not just skip, we MUST make an attempt and until we are interrupted with a no we can not stop. It is not us being stupid or not listening, it is us just tryng to make a living to raise our children and pay our bills. The ONLY way to get to the close of the order without listening to everything we have to offer is to say one of two words….simply threaten to CANCEL the order or threaten to HANG-UP. IF we hear the word CANCEL or HANG-UP we can immediately skip to the end.

    Also, I often have callers who want a different customer service number because they want to cancel the monthly newsletter. We only have that one number, we are always told to tell the caller that the customer service can get very busy and for you to just keep trying. Do yourself a favor and just DO NOT sign up for the “free” trial that will eat away at your bank account. If you are already a victim, notify your bank immediately, tell them you want the charges stopped but the customer service won’t answer their phone. The bank should be able to put a stop on these charges.

  5. Hello D-

    Thank you for your helpful hints from the inside.

    I still see the infomercials late at night but now offering the book for $19.95 so I’d imagine you’re still getting calls for Debt Cures because Kevin Trudeau sure knows how to sell and hit our emotional triggers.

    Have a great day!

    Thanks again.


    Debt Cures Reviews

Speak Your Mind